Debt – What does it mean?
Debt means either that you have borrowed money (for example a bank loan), or not paid for something you had to pay for (for example rent) and you cannot pay it back.
If you’re in debt, you need to take action quickly to stop the situation getting any worse.
If you have a problem with debt, it’s important not to panic but don’t ignore it either – it won’t go away and debts never get better if you ignore them, they usually get much worse.
You can complete the debt pack below, print it off, fill it in and then return it to the Advice Service by emailing it to email@example.com. Once you have done this we will contact you to book a telephone appointment. By completing the form and providing all of the supporting documents before your appointment, the adviser will have an opportunity to look at it beforehand and you will make best use of your appointment.
If you would prefer to speak to someone you can email firstname.lastname@example.org in confidence. We are impartial and here to advise in your best interests.
The University of Lincoln has authorisation from the Financial Conduct Authority to give debt advice and issue short term loans.
Our Firm Reference Number (FRN) is 673570
You can also find further guidance and information by following the links below which will take you to external websites. Remember it is always best to seek advice as soon as you think there is a problem.