US and Canadian loan eligibility advice.

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Federal student aid

There is an entitlement to Subsidised (Undergraduates only) and Unsubsidised loans which have fixed limits depending on whether the student is dependent, independent or postgraduate. These may be topped up to the full cost of attendance with a PLUS loan which is not an entitlement, but is subject to credit checking and may be declined by the US Department of Education.

Loan Limits foru2026.All Studentsnsubsidised LoanDependent Studentsnunsubsidised LoanIndependent Studentsnunsubsidised Loan
Undergraduate Year 1$3,500$2,000$6,000
Undergraduate Year 2$6,000$2,000$6,000
Undergraduate Year 3$5,500$2,000$7,000
PLUS LoanBalance up to the Cost of Attendance

(Figures correct on 1st August 2019 checked via Federal Student Aid website)

Please note, interest does accrue on these loans.  Details of the interest rates can be found on the Federal Student Aid website.

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